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Victoria Wallis-Smith
3 min read
How to fix your budget
Having a budget is not something you do once – it changes over time, and needs to be maintained. But there’s two key issues to keep in mind…
Victoria Wallis-Smith
3 min read
Another rate rise! ... What can you do?
With another rate rise, many are struggling with day-to-day finances.
So, what can you do to get through the challenge of making ends meet?
Victoria Wallis-Smith
3 min read
Savings made easier
Is saving hard – more of an after-thought? Then consider a financial concept that could change your life – pay yourself first.
Victoria Wallis-Smith
2 min read
What is financial wellbeing … and why employers should care
Financial stress impacts the workplace, wellbeing and productivity. Could a financial wellness program be the answer?
Victoria Wallis-Smith
3 min read
The battle against rising costs
Rising mortgage repayments are continuing.
What practical steps can you take – right now – to battle increasing household costs?
Victoria Wallis-Smith
4 min read
Do you wonder, “where does it all go?”
Have you ever wondered “Where does it all go?”. You’re not alone.
Let's unravel the great mystery of where it goes – using benchmarks.
Victoria Wallis-Smith
3 min read
Why budget?
If you’ve ever used a budget template, there’s a fair chance it didn’t work very well - ever wondered why?
Victoria Wallis-Smith
2 min read
Before you think of budgeting, ask yourself this...
Budgeting isn't the goal... it’s simply a tool to manage your money better.
So, if budgeting isn’t the goal, what is?
Victoria Wallis-Smith
3 min read
Is your credit card statement bad news?
Credit cards are a convenient way to pay for things. But are you using credit because you don’t have the money? Are you in a cycle of debt?
Victoria Wallis-Smith
3 min read
Budgeting… It’s not a dirty word!
Budgeting – it’s a simple word and one that’s associated with sacrifice and restraint. But what if it doesn’t have to be that way?
Victoria Wallis-Smith
4 min read
When was your last pay rise?
Better money management doesn’t need to mean earning more money.
But with rising costs, now might be a good time to look at your salary.
Victoria Wallis-Smith
2 min read
Things you should know... but don't
Finances are not always straightforward. So, how do you go about gaining the financial knowledge to make better financial decisions?
Victoria Wallis-Smith
3 min read
How many accounts do you need?
Few of us are saving for just one thing.
So instead of lumping it all together, what if you used multiple savings accounts?
Victoria Wallis-Smith
2 min read
Start with... savings
When we have debt, our first thought is usually making extra repayments.
But your first step should be... building savings.
Victoria Wallis-Smith
3 min read
The secret ingredient... to building wealth
The key to a good investment outcome?
Time and discipline – and letting the secret ingredient of compounding do its work!
Victoria Wallis-Smith
2 min read
Refinancing could save you thousands!
Your home loan is likely to be your biggest expense – so I reckon a bit of effort to potentially save thousands is worth it.
Victoria Wallis-Smith
2 min read
The Dos and Don’ts of Debt
Not all debt was created equal – some is actually good for you. Bet you weren’t expecting to hear that!
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